I was hit by a driver who turned left in front of me as I traveled through an intersection on a green light. The other driver provided false information to the insurance company and now I’m unable to determine if he has coverage and if so, who it’s with. I would like to file a claim for my damages. What can I do?
When a party won’t provide his/her insurance information or has provided incorrect insurance, an injured party has a couple of options. First, you may make an unisured motorist coverage claim on your own policy for the injuries you suffered. Or, if you don’t have uninsured coverage, you always have the right to file a lawsuit against the at-fault driver. During the course of litigation, the at-fault driver will be required to provide his/her insurance information. If the accident results only in property damage (no injuries), you may make a claim under your collision coverage to fix your car. Unfortunately, you will have to pay your deductible. Also, in a property damage case, you always have the right to file a lawsuit against the at-fault driver.