Typically a Chapter 13 Bankruptcy discharges all debts included in the Chapter 13 Bankruptcy plan (unless the plan says otherwise). However, under certain circumstances the following exceptions to discharge may apply:
- Domestic support obligations (spousal maintenance, child support)
- Long-term secured debts
- Tax debts
- Debts incurred through false pretenses or fraud, if the court deems them as such
- Debts not listed in the bankruptcy if the creditor had no actual notice of the case and was prejudiced by not having notice
- Debts for fraud as a fiduciary, if the court deems them as such
- Most unpaid student loan obligations
- Certain drunk driving debts
- Certain criminal fines and restitution
- Debts for damages or restitution ordered in a civil action as a result of willful or malicious injury by the debtor that caused personal injury or death
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