Accidents happen all the time, and some can be quite serious. An accident may cause injuries and property damage. When you are hurt in an accident that was not your fault, you need to know how to handle the situation. The other driver’s insurance company will contact you, and they may try to get you to settle the case. Usually, it is best to talk to a qualified attorney to learn your options before speaking with the insurance representative. It is important to understand what insurance companies use against you after an accident.
Failing to Receive Medical Treatment
Many motorists are not sure what to do after an accident. They may be hurt, but rather than go to the hospital they refuse medical treatment. Regardless of the reason, refusal of immediate medical treatment could be used against you by the insurance company. The fact that you waited to get treated may look like you were not injured in the accident, even if the injuries were serious. It is necessary to document all medical treatment.
Not Calling the Police
It is always a good idea to call the police, even for a minor traffic incident. A police report will document the accident and the police will ensure that they investigate the situation. Failure to provide a police report could be an indication to the insurance company that the accident claim is fraudulent or that the incident was far less serious than the claim specifies.
Not Telling the Truth
Sometimes victims of car accidents feel the need to embellish the details of the incident in order to make a better case. This is always a bad idea and it will almost always backfire on you. In fact, if you are found to be lying about even a minor detail, you could be denied payment that you rightfully deserve. It is essential to tell the truth regarding everything that occurred in the accident. Before talking to the insurance company, it is strongly advisable to discuss the accident with a qualified personal injury attorney so you understand your options.
This blog should be used for informational purposes only. It does not create an attorney-client relationship with any reader and should not be construed as legal advice. If you or someone you know wishes to seek the help of an experienced personal injury attorney regarding What Insurance Companies Use Against You, or other personal injury matters, call 480..461.5300. Udall Shumway PLC is located in Mesa, Arizona and is a full service law firm. We assist Individuals, families, businesses, schools and municipalities in Mesa and the Phoenix/East Valley.